Emergency Accommodation & Housing Assistance in NZ: Your Family’s Comprehensive Guide
Facing a housing crisis can be one of the most challenging experiences for any family. In New Zealand, understanding your options for emergency housing NZ and securing the right housing assistance for families is crucial. This guide is designed to cut through the complexity, providing clear, actionable information to help you navigate these critical services.
Whether you’re facing immediate homelessness, are at risk of losing your home, or need support to find stable rental accommodation, knowing where to turn and what steps to take can make all the difference. We’re here to empower you with the knowledge to access the support your family needs to find safety and stability.

Table of Contents
Applying for Emergency Housing in NZ
When you’re facing an immediate housing crisis, the first step is often to seek emergency housing NZ. This is short-term accommodation for individuals and families who have no safe and secure place to stay. It’s not a long-term solution but a crucial safety net.
1. Who is Eligible for Emergency Housing?
Eligibility for emergency housing is determined by the Ministry of Social Development (MSD), specifically through Work and Income. Generally, you must:
- Be a New Zealand citizen or permanent resident.
- Have no access to safe, secure, and appropriate alternative accommodation.
- Be unable to pay for accommodation yourself.
- Be actively looking for long-term housing.
It’s important to note that emergency housing is generally approved for a limited period, often up to seven days, and can be extended if ongoing need is demonstrated.
2. How to Apply Through MSD/Work and Income
Applying for emergency housing assistance for families is primarily done through Work and Income. Here’s a step-by-step guide:
- Contact Work and Income Immediately: Call their contact centre (0800 559 009) or visit your nearest Work and Income service centre as soon as you realise you’re in urgent need of housing. They have dedicated staff to handle urgent housing applications.
- Explain Your Situation Clearly: Be prepared to explain why you need emergency housing. Detail your family’s situation, current living arrangements (or lack thereof), and any immediate risks you face.
- Provide Necessary Documentation: You’ll likely need to provide proof of identity for all family members, income details, and any evidence of your housing situation (e.g., notice to vacate, landlord communication).
- Attend an Interview: A Work and Income case manager will assess your eligibility. This interview might be over the phone or in person. They will evaluate your immediate need and explore all available options.
- Receive an Emergency Housing Special Needs Grant: If approved, Work and Income will provide an Emergency Housing Special Needs Grant. This grant covers the cost of emergency accommodation, such as motels or temporary lodgings, directly paid to the provider.
3. What to Expect During the Application Process
The process can be stressful, but Work and Income aims to provide immediate support. They will also discuss your long-term housing plan and may connect you with support services to help you find more stable accommodation. Be open and honest about your situation to ensure you receive the most appropriate help.
“Every family deserves a safe roof over their heads. Our priority is to ensure you know the steps to take when you need urgent help, guiding you through the process with clarity and compassion.”

Transitional Housing: A Bridge to Stability
Beyond immediate emergency housing, transitional housing options provide a crucial stepping stone towards long-term stability. These are typically short-to-medium term accommodations (up to 12 weeks, sometimes longer) combined with tailored support services.
Transitional housing providers work with families to address underlying issues contributing to their housing instability, such as budgeting, health, employment, and navigating the rental market. The goal is to equip families with the skills and resources needed to successfully secure and maintain permanent housing.
- Purpose: To bridge the gap between emergency accommodation and permanent housing.
- Support Services: Often include case management, budgeting advice, access to health services, and tenancy education.
- Referral: Often accessed via Work and Income, community housing providers, or social service agencies.
This type of support is vital for many housing assistance families who need more than just a roof, but also comprehensive help to get back on their feet.
Comprehensive Support for Homeless Families
Homelessness is a complex issue, and families experiencing it often need a network of support beyond just shelter.
This includes access to food parcels, health services, school enrolment assistance for children, and counselling. For families where grandparents are primary caregivers, dedicated Grandparent Caregiver Guides offer tailored support. Community housing providers, Māori and Pasifika organisations, and charities play a significant role in delivering these wrap-around services, often working in conjunction with Work and Income.
- Community Support: Organisations like The Salvation Army, Women’s Refuge, and local marae offer vital services.
- Health & Wellbeing: Access to GPs, mental health support (including resources for post-natal depression), and parenting programmes.
- Education: Support for children to remain enrolled in school and access necessary resources.
Stat Callout:
Recent data indicates that over 22,000 New Zealanders are experiencing homelessness, with a significant number being families and children. This highlights the ongoing need for robust housing assistance and support systems across the country. (Source: The New Zealand Coalition to End Homelessness estimates, 2023)

Navigating Rental Assistance Programs
Securing a rental property in New Zealand can be challenging, especially for families with limited income. Fortunately, several government initiatives provide rental assistance programs designed to make private rentals more affordable and accessible for eligible families.
- Accommodation Supplement: A weekly payment to help with rent, board, or mortgage payments if you’re not in public housing. The amount depends on your income, assets, accommodation costs, and family size.
- Rent Arrears Assistance: If you’re struggling to pay your rent and are falling behind, Work and Income may be able to provide a one-off payment to help clear your arrears and prevent eviction.
- Bond Grant: A grant to cover the cost of a bond for a new rental property, which is often a significant upfront cost. This is paid directly to your landlord.
- Relocation Assistance: In some cases, if you need to move to another area for work or family reasons, Work and Income may help with relocation costs, including transport and initial accommodation.
It’s essential to apply for these grants through Work and Income, where a case manager will assess your specific circumstances and advise on your eligibility. For comprehensive guidance on managing household finances and planning for long-term stability, further resources on Financial Well-being & Planning are available.

Immediate Steps If You Need Urgent Housing Help
If you or your family are facing an immediate housing crisis, don’t delay. Here’s an action checklist to guide your first steps:
- Contact Work and Income: Call 0800 559 009 or visit a service centre. This is your primary point of contact for emergency and transitional housing.
- Gather Essential Documents: Have identification, proof of income, and any eviction notices or communications from landlords ready.
- Reach Out to Support Agencies: Connect with local community housing providers, iwi support services, or women’s refuge if applicable.
- Prioritise Safety: If you’re in an unsafe situation, contact emergency services (111) or your local police immediately.
- Communicate Your Needs: Be clear about your family’s specific needs, including the number of children, any health conditions, or disabilities.
Frequently Asked Questions (FAQs)
What is the difference between emergency housing and transitional housing?
Emergency housing NZ provides immediate, short-term accommodation for families with no safe place to stay, typically for up to seven days. Transitional housing offers a longer-term solution (weeks to months) with integrated support services to help families move into stable, permanent housing.
How quickly can I get emergency housing in NZ?
Work and Income aims to provide immediate assistance for urgent cases. If you’re genuinely homeless and meet the eligibility criteria, you could be placed in emergency accommodation the same day you apply, especially if you contact them early in the day.
Can I get help with rent if I’m already in a rental property?
Yes, the Accommodation Supplement is a weekly payment to help with rent costs. If you are falling behind on rent, Work and Income may also be able to provide a one-off payment through a Special Needs Grant for rent arrears, to help you stay in your current home.
What if I have bad credit or a history of tenancy issues?
While a poor tenancy history can make it harder to secure private rentals, Work and Income and transitional housing providers can still assist. They often work with landlords willing to give families a fresh start, and transitional housing includes support to improve tenancy skills.
Are there specific services for Māori or Pasifika families needing housing assistance?
Yes, many iwi and Pasifika community organisations provide culturally appropriate housing support and advocacy services. Work and Income can often connect you with these services, or you can reach out to organisations like Te Puni Kōkiri or local urban marae directly.
References & Resources
- Ministry of Social Development (MSD) – Work and Income: Emergency Housing
- Ministry of Housing and Urban Development (HUD): Transitional Housing
- The Salvation Army New Zealand: Housing & Homelessness Support
- New Zealand Coalition to End Homelessness: Data and Advocacy
- Women’s Refuge New Zealand: Safe Housing for Women and Children